Nothing on the website shall be construed as an offer to buy or a solicitation of an offer to buy any services or products. Paul Rapagna and Mandeville Private Client Inc. are not registered in all jurisdictions and therefore maynot be able to effect transactions on behalf of individuals accessing this website.

This website may contain links to third party websites. Such links are provided solely as a convenience toindividuals accessing this website and Paul Rapagna, Mandeville Private Client Inc. and Hub Financial Inc. are not responsible for the content of any linked third party website and do not make any endorsements or representationsregarding the content, accuracy or suitability or the content, materials, products or services offered on third partywebsites.

Insurance products and services are offered by Mandeville Advisors licensed as life agents through Hub Financial Inc. Your Mandeville Advisor will ensure you understand which company you are dealing with for the products andservices offered to you.

Mandeville Private Client Inc. is a member of the Investment Industry Regulatory Organization of Canada and amember of the Canadian Investor Protection Fund.

This publication/website contains the opinion of the writer. The information contained herein was obtained fromsources believed to be reliable, but no representation or warranty, express or implied, is made by the writer, Mandeville or any other person as to its accuracy, completeness or correctness. The information is for informationalpurposes only and is not intended to constitute investment, financial, legal, tax or accounting advice. Many factorsunknown to us may affect the applicability of any statement or comment made in this publication/website to yourparticular circumstances. Hence, you should not rely on the information in this publication/website for investment, financial, legal tax or accounting advice. You should consult your financial advisor or other professionals beforeacting on any information in this communication.

MANDEVILLE PRIVATE CLIENT INC. and the Winged Lion Design are trademarks of Mandeville Holdings Inc.

Commissions, trailing commissions, management fees and expenses all may be associated with investments.Please read the prospectus before investing. Investments may not be guaranteed, their values may changefrequently, and past performance may not be repeated.

Using borrowed money to finance the purchase of securities involves greater risk than a purchase using cashresources only.  If you borrow money to purchase securities, your responsibility to repay the loan and pay interest asrequired by the loan’s terms remains the same even if the value of the securities purchased declines.

Financial calculators used in this website are for illustrative purposes only; we do not warrant the accuracy,completeness, or quality of the information. Use of any of the information contained in this website is entirely at your discretion.